Terms of Use Effective date: August 25, 2026 These Terms of Use (“Terms”) govern your access to and use of revoquehq.com and Revoque’s websites, newsletters, forms, educational experiences, digital products, subscriptions, tools, and related services (collectively, the “Services”). Revoque (“Revoque,” “we,” “us,” or “our”) operates the Services. By accessing or using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services. 1. Eligibility You must be at least 18 years old and legally capable of entering into a binding agreement to use the Services. By using the Services, you represent that you meet these requirements. 2. Educational purpose Revoque provides financial education, general information, reflection experiences, and tools designed to help users think more clearly about their financial lives. The Services do not provide individualized financial, investment, tax, accounting, insurance, retirement, estate-planning, or legal advice. Your circumstances, goals, obligations, risk tolerance, and applicable laws may differ from the examples discussed. You remain responsible for evaluating information and deciding whether to consult a qualified professional before acting. 3. Accounts and accurate information If an account is required, you agree to provide accurate information, keep your credentials confidential, and promptly update information that changes. You are responsible for activity conducted through your account unless prohibited by law. Notify us promptly if you believe your account has been used without authorization. 4. Free experiences Revoque may offer free resources, including the Freedom Code Starter. Free access may be changed, limited, or discontinued. Unless expressly stated otherwise, completing a free experience does not create an advisory, fiduciary, coaching, or professional-client relationship. 5. Purchases Prices, included features, access periods, payment schedules, and product-specific conditions will be displayed before purchase. By completing a purchase, you authorize the payment provider to charge the payment method you select, including applicable taxes and fees disclosed at checkout. The product description, order page, checkout disclosures, and any product-specific terms presented at purchase are incorporated into these Terms. If they conflict with these general Terms on a product-specific matter, the more specific checkout or product terms control. 6. Subscriptions and automatic renewal If you purchase a recurring subscription, the billing interval, price, renewal terms, and material conditions will be shown before you authorize the purchase. Unless you cancel before the next renewal date, your subscription will renew and the payment provider may charge the payment method on file at the then-disclosed price, subject to applicable law and any notice required for price changes. You may cancel using the method provided in your account, order confirmation, or subscription communication, or by contacting revoquehq@gmail.com. Cancellation prevents future renewal charges and ordinarily becomes effective at the end of the current paid period unless the checkout terms or applicable law provide otherwise. 7. Refunds Refund eligibility, trial terms, guarantees, and cancellation consequences will be stated on the applicable product page or at checkout. Review those terms before purchasing. The checkout terms control the refund policy for that purchase, subject to rights that cannot be limited under applicable law. Cancellation of a subscription does not automatically create a refund for charges already incurred. 8. Communications By subscribing or requesting information, you agree to receive transactional and service communications related to your request, account, purchase, or subscription. Marketing emails are optional. You may unsubscribe from promotional email using the link in the message, although you may continue to receive necessary transactional or account communications. 9. Intellectual property The Services and their content—including Revoque names, marks, frameworks, prompts, lessons, designs, graphics, text, audio, video, downloads, tools, and software—are owned by Revoque or used with permission and are protected by applicable intellectual-property laws. Subject to these Terms, Revoque grants you a limited, personal, non-exclusive, non-transferable, revocable license to access purchased or free materials for your own lawful, non-commercial use. You may not reproduce, sell, license, publish, distribute, modify, create competing products from, publicly display, scrape, or exploit the Services except with written permission or as allowed by law. 10. Your responses and submissions You retain ownership of the personal reflections, responses, and original material you submit. You grant Revoque a limited license to host, process, reproduce, and display that material only as reasonably necessary to provide, secure, support, and improve the Services, subject to the Privacy Policy. Do not submit unlawful content, content that infringes another person’s rights, or highly sensitive credentials and identifiers that are not required for the experience. 11. Acceptable use Do not use the Services for unlawful, fraudulent, abusive, or deceptive activity. Do not interfere with security, attempt unauthorized access, introduce malicious code, or disrupt the Services. Do not impersonate another person or misrepresent your affiliation. Do not systematically copy, scrape, harvest, or reverse engineer the Services except where applicable law expressly permits it. Do not use Revoque content to provide unauthorized commercial services or train a competing system without written permission. 12. AI-assisted features Some Services may include AI-assisted explanations, recommendations, summaries, or prompts. AI-generated output may be incomplete, inaccurate, or inappropriate for your circumstances. It is educational support, not professional advice or a substitute for human judgment. Review important information independently before relying on it. 13. Third-party services and links The Services may depend on or link to third parties, including hosting, analytics, email, payment, and content providers. Revoque does not control third-party services and is not responsible for their separate terms, privacy practices, availability, or content. Your use of a third-party service may be governed by additional terms. 14. Changes to the Services We may improve, modify, suspend, or discontinue features. When a change materially affects a paid product or subscription, we will provide notice or remedies as required by the applicable purchase terms and law. 15. Disclaimer of warranties To the fullest extent permitted by law, the Services are provided “as is” and “as available.” Revoque does not warrant that the Services will be uninterrupted, error-free, or suitable for every purpose, or that educational content will produce a particular financial result. Some jurisdictions do not allow certain warranty exclusions, so parts of this section may not apply to you. 16. Limitation of liability To the fullest extent permitted by law, Revoque will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, opportunities, or anticipated savings arising from or related to the Services. Nothing in these Terms excludes liability that cannot legally be excluded or limited. 17. Suspension and termination We may suspend or terminate access when reasonably necessary to protect the Services, enforce these Terms, address unlawful or abusive conduct, or comply with law. You may stop using the Services at any time. Sections that by their nature should survive termination will remain effective. 18. Governing law These Terms are governed by the laws of the State of Georgia, without regard to conflict-of-law principles, except where applicable consumer law requires otherwise. Any court proceeding that is not subject to another legally required forum will be brought in a court of competent jurisdiction in Georgia. 19. General terms If any provision is found unenforceable, the remaining provisions remain in effect. A failure to enforce a provision is not a waiver. You may not assign these Terms without our permission; Revoque may assign them in connection with a business reorganization or transfer. These Terms, the Privacy Policy, the Educational Disclosure, and applicable product-specific terms constitute the agreement concerning the Services. 20. Changes to these Terms We may update these Terms as the Services or legal requirements change. The revised Terms will be posted with a new effective date. If a material change affects an active paid subscription, we will provide additional notice where required. 21. Contact Questions about these Terms may be sent to revoquehq@gmail.com or through revoquehq.com/contact.